Investing in Social Impact Stocks: Financial Returns with Human Value

Investing in Social Impact Stocks: Financial Returns with Human Value:
As investor awareness rises globally, generating profits alone is no longer enough when making investment decisions.
Today, many individuals and institutions are turning to social impact stocks
shares in companies that go beyond financial growth to make a positive and sustainable difference in society and the environment.
 Among the most prominent companies are Meta, Tesla, and Microsoft,
which have become icons of ethical and sustainable investing in the modern era.

 

Contents

What Are Social Impact Companies

What Is the Social Impact of These Companies

Examples of Social Impact Companies

Why Does Investing in These Companies Matter

Why Do Investors Prefer This Type of Stock

How to Start Investing in These Stocks

Evest Academy

 

 

 

 

What Are Social Impact Companies?

Social impact companies aim to generate financial profit while simultaneously
creating a positive and sustainable impact on society or the environment through their activities and policies.
In other words, they don’t just pursue economic gain—they also consider how their actions affect the world around them.

How Do We Define These Companies?

They are companies that integrate social and environmental goals into their business
models and are committed to responsible practices according to Environmental, Social, and Governance (ESG) standards:

Environmental: Committed to protecting the environment and reducing their carbon footprint.

Social: Work to empower local communities, achieve social justice, and promote equality.

Governance: Practice transparency, fight corruption, and support diverse leadership.

 

 

What Is the Social Impact of These Companies?

The significance of social impact companies lies in their ability to offer products

or services that directly address societal challenges such as healthcare, education, or environmental protection.
Their role extends beyond business to include support for community programs such
as vocational training and the empowerment of women and marginalized groups.
These companies also embrace fair labor practices that respect employee rights and ensure a safe and healthy work environment.
Furthermore, their commitment to investing in renewable energy and reducing
waste and harmful emissions reflect their environmental awareness and ongoing efforts to achieve sustainable development.

 

Examples of Social Impact Companies

Many global companies today are leading models of social impact,
combining innovation with ethical values and sustainability. Among them:

Meta (Facebook & Instagram): Meta is working to create a safer and more responsible digital
communication space by fighting misinformation, protecting user privacy,
and empowering communities through educational and technological initiatives promoting digital knowledge access.

Tesla: Tesla is one of the leading companies driving the global shift toward clean energy.
It manufactures advanced electric vehicles and develops innovative renewable energy solutions,
helping reduce dependence on fossil fuels and minimize harmful emissions.

Microsoft: Microsoft stands out for its deep commitment to transparency, diversity, and digital inclusion.
Through its initiatives, it helps enhance digital education, improve cybersecurity,
and reduce its carbon footprint, reinforcing its position as an environmentally and socially responsible company.

These companies go beyond technological leadership—they help shape a more sustainable and equitable future.

 

Why Does Investing in These Companies Matter?

Because they prove that profit doesn’t have to come at the expense of people or the planet.
These companies balance commercial success with ethical responsibility,
which makes them increasingly attractive to today’s investors,
especially younger generations who care about sustainability and social justice.
 Studies also show that socially responsible companies tend to be more stable and perform well financially in the long term.

 

 

 

 

Why Do Investors Prefer This Type of Stock?

Many investors prefer to invest in social impact stocks because they offer financial returns and a commitment to ethical values.
These stocks allow investors to earn solid profits without compromising their environmental or social principles.
Thanks to their adherence to transparency and responsible standards,
companies are less exposed to long-term risks, such as regulatory penalties or ethical scandals.
Additionally, socially accountable businesses tend to have greater market appeal,
attracting more customers and top talent, directly strengthening their financial performance and long-term sustainability.

 

How to Start Investing in These Stocks

You can easily begin investing in social impact stocks through the Evest platform,
which offers a reliable and user-friendly investment environment suitable for all experience levels.
Evest provides a range of features that make the process smooth and professional,
including Sharia-compliant investment accounts for those seeking ethical financial solutions
and 0% commission on stocks, allowing you to invest freely without hidden fees.
The platform also offers a user-friendly Arabic interface that simplifies navigation and professional
analytical reports that support well-informed decision-making based on accurate data and deeper insights into the market.

 

 

Evest Academy: Invest with Knowledge and Confidence

Knowledge is the cornerstone of every successful investment journey,
and Evest Academy is designed to equip you with the tools and understanding you need to invest wisely.
It offers a comprehensive and accessible educational experience covering all aspects of the financial market, 

from technical analysis to fundamental evaluation,

delivered in a clear and practical format suitable for all investors.
The academy’s curriculum includes essential topics such as trading fundamentals,
risk management, global market indicators, and portfolio-building strategies.
One of the standout features is learning how to use price ratios, like the Price-to-Earnings (P/E) ratio,
to evaluate company performance effectively.
Additionally, Evest Academy simplifies complex financial and investment terms,
helping you build a solid foundation and make more intelligent, confident decisions as you navigate the investing world.

 

 Invest mindfully. Profit with purpose.
 Begin your journey toward an investment that delivers returns and makes a difference in the world
with game-changing companies like Meta, Tesla, and Microsoft and a professional educational platform like Evest.

 

 

Investing in Social Impact Stocks: Financial Returns with Human Value

What Is the Best Type of Trading for Beginners?

 What Is the Best Type of Trading for Beginners?

If you’re thinking about entering the world of trading,
it’s important to start with the right approach that allows you to learn and grow without exposing yourself to excessive risk.

 

Topic

Assets

Key Points

 

 

 

Assets

 Stock Trading: A Safe and Flexible Starting Point

Stock trading is one of the most beginner-friendly options due to its clarity and ease of understanding.
When you buy a stock, you own a company share and can profit from price increases or dividends.

Advantages for beginners:

  • Regulated markets.
  • Small amounts are enough to start.
  • Plenty of free learning resources.
  • Demo accounts to practice risk-free.

Tip: Focus first on stable, reputable companies and avoid quick speculation until you’re more experienced.

 

Forex Trading: High Potential, High Risk

The Forex market is massive and highly liquid. It’s attractive for daily opportunities but comes with significant risks.

Advantages:

  • 24/5 market access.
  • Wide variety of currency pairs.
  • Leverage boosts profit potential.

However, leverage can also amplify losses. Without proper education and risk control, beginners can face serious setbacks.

 

 Commodities & Cryptocurrencies: Exciting but Complex

Commodities like gold, oil, and silver are safe havens during uncertainty but are highly sensitive to global news.
 Cryptocurrencies (like Bitcoin or Ethereum) are fast-growing and popular but extremely volatile and unpredictable.

Beginners should observe and study these markets before investing real money.

 

 Asset Diversification – A Balance of Safety and Opportunity

Diversification involves spreading your capital across multiple asset types—stocks, forex, crypto, or commodities—to reduce risk.
If one underperforms, another may offset the loss.

Pros:

  • Protection from market shocks.
  • Broader profit potential.
  • Less impact from isolated news events.

Cons:

  • Harder for beginners to manage.
  • May dilute profits.
  • Can raise costs across platforms.

Start with one or two asset types, then diversify gradually.

 

 

 

Key Points

 

 Is Trading About Luck or Skill?

Trading success comes from analysis, discipline, and learning, not luck. Each trade involves strategy and understanding.
Build skills gradually to trade smarter over time.

 

 Why Do Beginners Fall into the Fast-Trading Trap?

Fast trading feels exciting but often leads to quick losses. Avoid the hype—smart trading is patient,
well-planned, and long-term focused.

 

Conclusion: Start with Stocks, Then Expand

Begin with stock trading to learn the fundamentals, then grow into forex, commodities, and crypto.
Trade wisely, learn constantly, and protect your capital.

 

 

 What Is the Best Type of Trading for Beginners?

US Tariff Exemptions Offer Relief to Tech Giants

US Tariff Exemptions Offer Relief to Tech Giants

Trump eases tariff restrictions on vital tech products,
supporting companies like Apple and Nvidia while reducing pressure on consumers.

 

Content

 

 

 

 

 

Exemption

Covers Apple and Nvidia

The administration of U.S. President Donald Trump announced a temporary exemption from tariffs on smartphones, computers, processors, and memory chips. This move greatly benefits major companies like Apple and Nvidia,
as these products were previously subject to tariffs of up to 125% on China and 10% on most other countries.

These exemptions come as a relief for consumers fearing price hikes,
and also represent a government response to pressure from tech giants that pledged to increase their investments within the United States.

 

Reducing Dependence on China

White House spokesperson Karoline Leavitt stated that the U.S. can no longer rely on China for manufacturing critical technologies such as semiconductors, smartphones, and laptops.
She added that the Trump administration has successfully attracted billions of dollars in investments from leading companies to localize these industries within the U.S.

This step marks one of the first major concessions in Trump’s trade policy and was retroactively applied starting April 5.

 

 

 

 

Artificial Intelligence

Support

The exemptions also include AI-related servers and their components, such as GPUs, which are mostly manufactured in Taiwan and Mexico.
This is expected to strengthen the U.S. AI infrastructure, especially amid ongoing investments from companies like Nvidia.

 

Semiconductor Equipment Included

Semiconductor manufacturing equipment also benefited from the exemptions,
including machinery made by Dutch company ASML and Japan’s Tokyo Electron.
These tools are essential for building new chip plants, supported by the U.S. Chips and Science Act.

 

Apple Products Exempt from Tariffs

The move exempts Apple’s core products from tariffs, including iPhones, iPads, Apple Watches, and AirTags, while AirPods remain subject to tariffs.
Apple’s stock had come under selling pressure following Trump’s tariff announcements,
especially in comparison to competitors like Samsung, which are less dependent on China.

 

Expectations of New Tariffs

Despite the current relief, the U.S. administration plans to impose new sector-specific tariffs, particularly targeting semiconductor imports.
These upcoming tariffs are expected to mirror those recently applied to steel and aluminum.

Former U.S. trade negotiator Wendy Cutler noted that these exemptions were issued faster than expected
but could complicate ongoing trade negotiations with other countries seeking similar treatment.

 

 

 

US Tariff Exemptions Offer Relief to Tech Giants

What’s the Difference Between IPO and Trading?

What’s the Difference Between IPO and Trading?

Understanding the difference between IPO (Initial Public Offering) and trading is fundamental for anyone entering the stock market.
While the two are related, they represent different stages of a company’s journey and serve distinct investment strategies.

 

Topic

Basic Definitions

Investment Analysis

 

Basic Definitions

 

● IPO: The First Step to the Market

An IPO is when a private company offers its shares to the public for the first time to raise capital.
The offering is available for a limited time and often at a fixed or price range set with investment banks.

 

IPO Highlights:

  • Happens before the stock is listed.
  • Often open to qualified investors or the public.
  • Aims to raise capital for the company.

 

● Trading: The Stock’s Daily Journey

Trading begins after the IPO, once the stock is officially listed. Investors can buy and sell shares freely.
The price fluctuates based on supply and demand, market news, and company performance.

 

Trading Highlights:

  • Occurs daily after listing.
  • Available to all investors.
  • Price changes continuously.
  • Used for both short-term and long-term investment strategies.

 

Comparison Table

Aspect IPO Trading
Stage Before stock listing After stock listing
Price Fixed or in a defined range Variable, based on market forces
Participants Qualified/public investors All investors
Purpose Capital raising for company Open stock trading and profit opportunities
Risk High due to uncertain company future Varies, based on company analysis
Available Info Limited, mainly via IPO prospectus Rich – includes financials, reports, news

 

 

 

 

 

Investment Analysis

 

● IPO: Opportunity With Risk

IPOs can offer fast profits, especially if the stock jumps post-listing. However:

  • Some companies are overpriced.
  • No trading history to analyze.
  • Market hype can be misleading.

✅ Best for: Risk-tolerant investors seeking short-term gains.

 

● Trading: Flexible and Strategic

Trading allows for continuous strategy development and portfolio building. Investors rely on:

  • Fundamental analysis (financial reports).
  • Technical analysis (charts and trends).
  • Ongoing market monitoring.

✅ Best for: Long-term investors and beginners who want more visibility.

 

 

Investor Guide Table

Investor Type Best Option Why
Profit-seeker IPO (with research) Potential for quick gains, but comes with risk
Long-term investor Trading Easier to track and analyze company performance
Beginner Trading (stable stocks) Accessible information and smoother learning curve
Risk-lover New IPOs High reward potential but requires thorough analysis

 

 

Final Takeaways

  • IPOs offer exciting entry points but require careful study.
  • Trading provides flexibility, stability, and deeper analysis tools.
  • Choose the right approach based on your goals, experience, and risk appetite.

 

 

What’s the Difference Between IPO and Trading?

Global Economic Landscape: U.S. Slowdown and Asian Rebound

Global Economic Landscape: U.S. Slowdown and Asian Rebound

Global economic indicators vary between cautious growth downgrades and strong quarterly results from tech giants,
amid an intensifying trade conflict between major powers.

 

 

Contents:

 

 

Morgan Stanley

Expected Slowdown: Morgan Stanley Lowers U.S. Economic Growth Forecast for 2025

In a fresh sign of mounting concerns over the U.S. economic outlook,
Morgan Stanley has cut its forecast for U.S. GDP growth in 2025 to just 0.8%, down from its earlier estimate of 1.5%.

In a recent report, the bank explained that while the U.S. economy is still expected to grow,
it is facing mounting challenges that are weakening its momentum.
It noted that the gap between a slow-growth scenario and an outright recession is narrower than it used to be.

Although the bank currently rules out the likelihood of a recession, it emphasized that ongoing tight monetary policies,
persistent inflationary pressures, and geopolitical tensions could add strain to the markets in the coming period,
prompting a more conservative growth outlook.

This downgrade comes amid the escalating consequences of the trade war between the U.S. and its trading partners,
which is beginning to weigh heavily on American economic activity.

 

 

 

 

Samsung

Strong Sales Drive Samsung’s Profits Beyond Expectations in Q1

Samsung Electronics’ preliminary results for the first quarter of the year have exceeded market expectations,
supported by a recovery in memory chip sales and increased demand for smartphones.

The South Korean company announced on Tuesday that it recorded operating profits of 6.6 trillion won
($4.49 billion) for the three months ending in March, surpassing analysts’ projections of 5.1 trillion won.

While the profits were higher than the previous quarter’s 6.49 trillion won,
they showed a slight decline compared to the same period last year, when earnings stood at 6.61 trillion won.

In terms of revenue, Samsung saw an annual increase of around 10%,
reaching 79 trillion won — marking its highest-ever Q1 sales and the second-highest quarterly revenue in the company’s history.

Samsung is set to release its full financial results, including net profits and segment performance, on April 30.

 

 

 

China

U.S. Treasury Secretary: China’s Escalation Is a Grave Mistake; Balance of Power Favors Washington

Amid the intensifying trade war between the world’s two largest economies,
U.S. Treasury Secretary Scott Besant described China’s recent moves as “a big mistake,”
asserting that the United States holds a clear advantage in the ongoing dispute.

In an interview with CNBC, Besant stated, “I believe China’s escalation was the wrong decision.
In the end, what do we have to lose from raising tariffs?
We export to China one-fifth of what they export to us, so the damage will be greater on their side.”

The secretary added that around 70 countries have contacted the White House to begin trade discussions,
highlighting President Donald Trump’s commitment to addressing global trade imbalances.

Besant clarified that the imposition of import tariffs is ultimately aimed at bringing jobs back to the U.S. economy, stating,
“We might be building a tariff wall, but in the meantime, we’re reaping great benefits from those tariffs.”

 

 

 

Global Economic Landscape: U.S. Slowdown and Asian Rebound

Investing in High Dividend Stocks

Investing in High Dividend Stocks: Steady Income and Financial Stability with Evest:
Many investors seek investment opportunities that generate stable income and provide
regular returns without selling assets or waiting for price appreciation.
One of the most attractive options is investing in high-dividend stocks,
a strategy that combines profitability, financial stability, and long-term growth.

 

Content

What Are High Dividend Stocks

Which Companies Pay High Dividends

How to Choose High Dividend Stocks

Why Choose This Investment Type

Who Can Benefit from High Dividend Stocks

How to Invest in Dividend Stocks with Evest?

Tips

Conclusion

 

 

 

 

 

What Are High Dividend Stocks?

These are stocks of large, established companies that distribute a portion of their profits to shareholders in cash dividends,
either monthly, quarterly, or annually.
Such companies often operate in traditional sectors like energy, banking, telecommunications,
or core industries and are known for maintaining strong dividend records even in tough economic times.

 

Which Companies Pay High Dividends?

High dividend-paying companies are typically publicly traded firms that allocate a significant portion
of their annual profits as cash distributions to shareholders.
These companies are appealing to investors seeking steady income and consistent returns.
Here’s a breakdown of common sectors and well-known examples:

1. Banking & Financial Services

The banking and financial services sector consistently delivers substantial profits and reliable dividends.
These institutions generate significant earnings and operate with economic stability,
allowing them to offer shareholders steady payouts.
Leading names like JPMorgan Chase, Bank of America, Wells Fargo, and HSBC
widely favored by income-seeking investors—stand out for their long-standing dividend track records and solid financial performance.

2. Energy Sector

The energy sector, particularly oil and gas companies,
is renowned for offering high dividend yields thanks to its robust cash flows.
These companies often generate substantial revenue from global energy demand,
enabling them to reward shareholders with generous and regular payouts.
Notable names in this sector include ExxonMobil, Chevron, TotalEnergies, and Royal Dutch Shell,
all of which have a track record of maintaining or increasing their dividends—even during challenging economic cycles.

3. Real Estate Investment Trusts (REITs)

REITs are legally required to distribute a significant portion of their profits
often up to 90%—to shareholders in the form of dividends,
making them some of the top dividend-paying assets in the market.
This structure attracts income-focused investors looking for reliable and consistent returns.
Notable examples include Realty Income (Ticker: O), Simon Property Group, and Digital Realty,
all of which have established reputations for steady and generous dividend payouts.

 4. Telecommunications

The telecommunications sector is known for its stable and recurring revenue streams,
which support attractive and consistent dividend payouts.
Companies like AT&T, Verizon, and Vodafone are popular among income investors due
to their long history of rewarding shareholders with regular distributions.

 5. Consumer Staples

This sector includes essential goods such as food, beverages, and pharmaceutical
products that maintain demand regardless of economic cycles.
As a result, companies in this space often provide steady dividend payments.
Key examples include Procter & Gamble, Coca-Cola, Johnson & Johnson, and PepsiCo,
all recognized for their reliability and financial strength.

 

 

 

 

How to Choose High Dividend Stocks?

When selecting a company for its dividend potential,
investors should evaluate several key financial indicators that reflect the sustainability and appeal of its payouts.
Begin with the dividend yield, which measures the return percentage relative
to the share price—while a higher yield may suggest more significant income potential,
investors must evaluate it alongside other factors.
They should examine the company’s dividend history to confirm
a consistent or growing track record of annual payouts, signaling reliability.
Analyzing the payout ratio reveals how much of the company’s earnings it distributes as dividends;
a balanced ratio indicates that the company reinvests enough profits for growth while still rewarding shareholders.
Additionally, assessing financial stability—including cash flow and balance sheet strength
helps determine whether the company can maintain dividend payments even during economic downturns.

 

Why Choose This Investment Type?

High-dividend stocks offer a compelling option for investors seeking reliable income,
making them particularly suitable for retirees or individuals who prefer to generate returns without selling their assets.
The consistent payouts—often distributed quarterly
provide a predictable cash flow that supports financial planning and helps meet ongoing expenses or reinvestment goals.
Additionally, these companies exhibit strong economic fundamentals,
solid management, and resilient business models, which can lower overall investment risk and contribute to long-term portfolio stability.

 

Who Can Benefit from High Dividend Stocks?

High-dividend stocks are an excellent choice for a wide range of investors.
They are ideal for those seeking regular passive income,
as the consistent payouts provide financial stability without needing to sell investments.
Long-term conservative investors often favor these stocks for their reliability and lower risk profile.
They are also well-suited for retirement portfolios,
offering a steady income stream during retirement years.
Additionally, anyone looking to reduce overall risk and diversify their portfolio
can benefit from including high-dividend stocks as a balanced investment strategy.

 

How to Invest in Dividend Stocks with Evest?

Evest’s platform lets you quickly access top global companies offering regular dividends.
Compare yields, track real-time performance,
and use professional tools and insights to make smart, data-driven decisions.
Evest provides a transparent and smooth investing experience tailored to help you grow a strong income-generating portfolio.

 

Tips Before You Start Investing

Here are some essential tips before you start investing in high-dividend stocks
to ensure maximum benefit with minimal risk:

Choose companies with a long history of consistent dividend payments.
This indicates their commitment to shareholders and ability to maintain cash flow through different economic conditions.

Monitor the dividend yield and compare it to the current stock price.
 A high yield might seem attractive, but it’s essential to understand its causes and sustainability.

Don’t be misled by a high yield alone; assess the company’s overall financial health,
including profit stability, debt balance, and cash flow strength.

Diversify your portfolio by spreading investments across different
companies and sectors to reduce risk and enhance stability and returns.

Following these guidelines, you can use the Evest platform to build
a balanced and stable investment portfolio that generates a sustainable income.

 

Conclusion: Invest Smart, Earn Steady Income

If you’re looking for a secure investment that generates consistent income
and offers long-term growth potential, high-dividend stocks are an excellent option.
With Evest, you can easily access these opportunities and build a portfolio that delivers stability and returns.

 Invest in High Dividend Stocks and Earn Steady Income with Evest.

 

Investing in High-Dividend Stocks

How to Calculate Profit and Loss in Stocks?

How to Calculate Profit and Loss in Stocks? Your Smart Guide to Measuring Performance

In the world of stock trading, it’s not just about buying and selling —
what truly matters is knowing whether you made a profit or a loss and exactly how much.
 Whether you’re a long-term investor or a fast-paced trader, understanding how to calculate your gains
and losses helps you make better decisions and avoid emotional pitfalls.

 

Topic

What Is Profit and What Is Loss

The Golden Formula for Profit or Loss

Must Track

Dividends

Can a Winning Trade Actually Be a Loss
Final Advice

 

 

 

 

What Is Profit and What Is Loss

Simply put:

Profit = When you sell a stock for more than you bought it
 Loss = When you sell it for less than the purchase price

But don’t stop there! You also need to factor in commissions, taxes,
and even the time you spend holding the stock — all these impact your net outcome.

 

 

The Golden Formula for Profit or Loss

Net Profit/Loss = (Selling Price – Purchase Price) × Number of Shares – Costs

 Example:

  • Bought 200 shares at $25 = $5,000
  • Sold them at $30 = $6,000
  • Total trading fee = $50

 Net profit = (30 – 25) × 200 – 50 = $950

 

 

 

 

 

 

Must Track

Active Trader? Here’s What You Must Track

Trading differs from investing — it’s fast-paced, high-risk, and demands precision. Think of it as chess in real-time.

 

Key tips for active traders:

  1. Track each trade independently
     Don’t rely on gut feeling. Use spreadsheets or tools to log your entry, exit, volume, and fees.
  2. Plan your entry and exit points
     A smart trader knows in advance where they’ll buy and where they’ll sell.
  3. Use technical analysis
     Candlesticks, RSI, moving averages… these are your decision tools.
  4. Review performance weekly
     One winning day doesn’t mean success. Evaluate your profit/loss per week or month.

 

Dividends

Long-term investors should add dividend payments to their total returns.
However, for short-term traders, dividends are usually irrelevant, as they don’t hold stocks long enough.

 

Can a Winning Trade Actually Be a Loss

Yes!
 If you forget to factor in commissions or taxes, you might think you made a profit — but you could actually be down.

 

Final Advice

  • Don’t depend on luck. Rely on data and discipline
  • Measure your results with real numbers
  • Learn from past trades — refine your strategy
  • Let profit/loss be the mirror of your approach

 

 

 

How to Calculate Profit and Loss in Stocks? Your Smart Guide to Measuring Performance

Global Markets Rattle as Trade War Continues to Escalate

Global Markets Rattle as Trade War Continues to Escalate:
Global financial markets have experienced widespread turmoil following the announcement
by U.S. President Donald Trump’s administration of a new package of tariffs targeting the country’s main trading partners.
While the White House argues that these measures are intended to restore trade balance,
their immediate impact has been a sharp sell-off in markets and a decline in the shares of major companies,
most notably Apple, amid growing fears of a global economic recession triggered by the escalating trade war.
As the trade war continues to escalate,
its ripple effects are being felt across industries and continents, reshaping the landscape of global finance.

 

Contents

Apple at the Heart of the Trade Conflict

Global Markets Stumble

Key Tariffs Announced by Trump

Impacts of the Trade War on Financial Markets

Directly Affected Companies

Analyst Commentary and Warnings

Exceptions and International Responses

An Uncertain Future for Markets

 

 

 

 

Apple at the Heart of the Trade Conflict

Despite Apple’s ongoing efforts to insulate its supply chains from trade policy volatility over the years,
the company has again found itself at the center of the intensifying trade conflict.
The U.S. administration imposed tariffs of up to 34% on imports from China,
raising the total tariff rate to 54%—a direct threat to the supply chain
that Apple relies on to manufacture most of its products.

The new tariffs target China and several countries hosting Apple production facilities,
complicating its diversification strategy away from Beijing. Tariffs of 26% have been levied on India,
where iPhones and AirPods are made; 46% on Vietnam,
which produces AirPods, iPads, Apple Watches, and Macs; 24% on Malaysia,
a hub for Mac production; 36% on Thailand for some Mac models;
and 20% on Ireland (EU), where certain iMacs are assembled.

These developments contributed to a 7.9% drop in Apple’s stock during
extended trading after an 11% decline since the start of the year.
Although Apple has not issued an official statement,
Bloomberg Intelligence analysts believe the company is unlikely to raise prices to offset the increased costs,
fearing damage to consumer trust.

Apple announced a $500 billion investment in the U.S. over four years
to strengthen its relationship with the U.S. government.
This investment includes AI server production in Texas and chip manufacturing in Arizona.
The Mac Pro, which starts at $6,999, is the only Apple device fully assembled in the United States.

 

Global Markets Stumble

Global markets are experiencing significant volatility due to escalating trade tensions.
The latest round of U.S. tariffs triggered a broad sell-off in equities and bonds.
Futures for the S&P 500 dropped by 3%, and Nasdaq 100 futures fell by approximately 4%.
Japan’s Nikkei 225 hit an eight-month low in Asia, while South Korea’s Kospi reached its lowest level since January 3.
Australian stocks also fell to their lowest levels since March 14,

reflecting global anxiety sparked by the sudden policy shift.
Global Markets Rattle further with every announcement, spooking investors and amplifying recession fears.

 

 

Key Tariffs Announced by Trump

The new tariff package from the U.S. targets several major trading partners with varying rates,
raising global concerns over a deepening trade conflict.
China faces the highest rate at 34%, followed by Vietnam at 46%,
Japan at 24%, and the European Union at 20%.
Australia and South Korea are also affected, with 10% and 25% tariffs,
respectively—highlighting the broad scope of U.S. trade measures targeting key global manufacturing centers.

 

 

Impacts of the Trade War on Financial Markets

The negative repercussions of the trade war escalation have not been limited to equities;
they have also extended to commodities and currencies, revealing deep concern about the future of the global economy.

West Texas Intermediate (WTI) crude oil and copper fell by more than 2%,
indicating weak investor appetite for growth-oriented assets.
Conversely, gold hit a new record high due to increased demand for safe-haven assets,
and the Japanese yen rose 1.1% as investors turned to defensive currencies.

Bond yields declined sharply in the U.S., Japan, Australia, and New Zealand.
At the same time, the Asian Credit Default Swap (CDS) index widened to its highest level in 19 months,
signaling growing concerns about credit risk.

 

 

 

Directly Affected Companies

Several major global corporations topped the list of those impacted by the new tariffs.
Apple’s stock fell 6.9% due to its reliance on Chinese supply chains.
Sportswear companies like Nike, Gap, and Lululemon Athletica saw drops
of over 7% because of their manufacturing presence in Vietnam.
Tech companies such as Nvidia and Advanced Micro Devices (AMD) also reported notable losses.
Industrial giants Caterpillar and Boeing were similarly affected by concerns over disrupted supply chains and weakening global demand.

 

Analyst Commentary and Warnings

Several top financial analysts have weighed in on the current situation,
unanimously acknowledging its seriousness and complexity.
Kim Forrest of Boque Capital Partners described the scenario as “bad in the short term,”
warning of severe and immediate consequences for markets and companies.
Vineer Bhansali from LongTail Alpha likened the situation to a “multi-player, unclear game,”
highlighting investors’ uncertainty. Steve Chiavarone of Federated Hermes suggested
that this could be the “peak” of the trade escalation and may be followed by negotiations to de-escalate tensions.

 

Exceptions and International Responses

The White House announced that steel and aluminum imports under trade agreements
with Canada and Mexico would be exempt from the new tariffs to minimize the impact on U.S. industries.
Treasury Secretary Scott Bessent urged trade partners not to retaliate.

In response, China began restricting its investments in the U.S.,
the European Union is preparing an emergency economic support package,
and Canadian Prime Minister Mark Carney confirmed that Canada is ready to respond.

 

An Uncertain Future for Markets

The 10% decline in the S&P 500 index over just 16 trading sessions marks the seventh-fastest drop in its history,
based on data spanning five decades.
In response, the Chicago Mercantile Exchange has imposed limits
to prevent gains or losses exceeding 7% during overnight trading sessions.

On Wall Street, institutions like Goldman Sachs and Bank of America have lowered their forecasts for the S&P 500,
although they still expect the index to end 2025 at higher levels.

Investors are now bracing for the release of unemployment claims data and the non-farm payroll report,
coinciding with the launch of the earnings season in mid-April.
These updates are expected to reveal the extent to
which trade tensions have affected capital spending and consumer behavior,
particularly after U.S. companies posted their lowest level of share buybacks since October 2020.

Global Markets Rattle as Trade War Continues to Escalate

How to Use Price-to-Earnings (P/E) Ratios in Financial Analysis

How to Use Price-to-Earnings (P/E) Ratios in Financial Analysis
 The price-to-earnings ratio is a fundamental tool in financial analysis that
helps investors make more informed and intelligent investment decisions.

 

Content

What is the Price-to-Earnings (P/E) Ratio

How Is the P/E Ratio Used in Financial Analysis

The Relationship Between P/E Ratios and Company Growth 

When Can the P/E Ratio Be Misleading for Investors

 

 

 

 

What is the Price-to-Earnings (P/E) Ratio

The P/E ratio, short for Price-to-Earnings Ratio,
is one of the most important and widely used tools in financial analysis to evaluate stocks.
It is calculated by dividing the current stock price by the earnings per share (EPS).
It helps assess whether a stock is overvalued or undervalued.

Formula:
 P/E Ratio = Stock Price / Earnings Per Share (EPS)
 Example: If a company’s stock price is 100 SAR and its EPS is 5 SAR, the P/E ratio is 20.
 This ratio helps investors base their decisions on real data and is a pillar of informed investing.

 

How Is the P/E Ratio Used in Financial Analysis

 1. Assessing Stock Value
 A high P/E ratio may indicate that the market expects strong future growth,
A low ratio may suggest that the stock is undervalued, which is potentially a good opportunity for informed investors.

2. Comparing with Competitors
Inaccurate financial analysis is useful for comparing a company’s P/E ratio with the average of its sector.
If it’s lower than average, the stock might be undervalued relative to competitors.

 3. Forecasting Future Trends
 Some investors use a company’s historical P/E ratio to compare it with the current one,
helping determine if the company is on a path of improvement or decline.

 4. Using the Ratio with Other Metrics
 It’s essential to use the P/E ratio alongside other metrics like PEG (expected growth),
price-to-book ratio, and debt-to-equity ratio for a more comprehensive financial analysis.

 

 

 

 

The Relationship Between P/E Ratios and Company Growth

Investors often view a relatively high P/E ratio in growing companies not as a sign of overpricing
but as an indication of strong future growth expectations.

Instead, they may view it as reflecting the market’s expectations for significant future profit growth.
Investors must, therefore, consider the ratio within the context of expected earnings growth.
Smart investors always analyze annual growth rates alongside the P/E ratio to make a realistic assessment.

 

 

When Can the P/E Ratio Be Misleading for Investors

Despite its importance, the P/E ratio can be misleading,
especially when a company reports exceptional or non-recurring profits
like asset sales or temporary gains. In such cases, the ratio might appear deceptively low.

Therefore, analysts recommend examining the company’s operating profits and evaluating their sustainability.

Informed investing goes beyond surface numbers and dives into financial details.

 

 Conclusion
 The P/E ratio is an effective tool for evaluating stocks and making investment decisions,

However, users should avoid relying on it in isolation

To achieve informed and effective investing,
it must be part of a comprehensive financial analysis that includes company performance,
sector growth, and overall economic conditions.

 

 

How to Use Price-to-Earnings (P/E) Ratios in Financial Analysis

Liberation Day and Market Impact

Liberation Day and Market Impact:
In economics and trade, new terms occasionally emerge to reflect major political shifts or critical decisions.
One such term is “Liberation Day,” linked to former U.S. President Donald Trump’s
plans to impose broad tariffs on a wide range of imports to restructure the global trade system.

 

Contents

What is Liberation Day?

Impact on Financial Markets

The Broader Message Behind Liberation Day

Are We at the Beginning or the End of a Protectionist Era?
Conclusion

 

 

 

 

What is “Liberation Day”?

“Liberation Day” is the name given to the event in which Trump
was expected to announce a new package of reciprocal tariffs,
targeting a broad segment of global trade.
This day symbolizes Trump’s push toward economic protectionism,
aiming to reduce dependence on imports and boost American domestic industries.

These tariffs closely resemble the Smoot-Hawley Tariff Act of 1930,
significantly worsening global trade during the Great Depression.
However, what sets “Liberation Day” apart is its broader scope and timing amid a fragile global economic environment.

 

Impact on Financial Markets

The announcement of “Liberation Day” triggered a wave of volatility across financial markets
as uncertainty spreads among investors,
mainly due to unclear details regarding the scope and scale of the tariffs.

1. Stock Market Fluctuations

As the announcement approached, indices like the S&P 500, Dow Jones,
and Nasdaq 100 experienced notable swings.
They initially declined due to fears of a global economic slowdown but later rebounded,
supported by strong performance from tech stocks and expectations of interest rate cuts.

2. Decline in Bond Yields

Amid the uncertainty, investors turned to safe-haven assets like bonds,
causing the yield on 10-year U.S. Treasury notes to fall.
This reflects market expectations that the Federal Reserve may adopt
a more accommodative monetary policy to counter a potential slowdown.

3. Currency Movements

The Canadian dollar and Mexican peso strengthened following the news
of a “productive” trade discussion between the leaders of both countries,
easing some trade concerns.
Meanwhile, the U.S. dollar remained relatively stable, with a slight downward bias.

 

The Broader Message Behind “Liberation Day”

Many analysts view “Liberation Day” as an economic decision and a signal
of a new era in U.S. policy toward globalization and free trade.
These measures reflect Trump’s belief that the U.S. has been on the losing end
of global trade deals and needs to renegotiate them
even if that means short-term market instability.

 

 

 

 

Are We at the Beginning or the End of a Protectionist Era?

While “Liberation Day” made headlines, its ultimate impact on markets depends on how the tariffs are implemented,
how trade partners respond, and what steps central banks take globally.
What’s certain is that global markets have entered a new phase of caution and uncertainty,
with investors increasingly leaning toward diversification and defensive positioning.

 

Conclusion 

Amid rapid shifts in global economic policies,
“Liberation Day” stands out as a reflection of a broader move toward protectionism
and trade barriers after decades of globalization and open markets.
While governments pursue short-term political or economic gains,
investors are left navigating uncertainty,
making diversification and informed analysis more crucial than ever.
Markets remain watchful, and the coming phase may well define the future landscape of global trade.

 

 

Liberation Day and Market Impact